Setting the scene

You are born and have a series of peaks, troughs, triumphs & tribulations then eventually die, that's the rules.
You can't drive until you are 17, buy alcohol until 18 or drive a Rolls Royce until you are 21, that’s the rules.
You can't join Saga until you are 50 and have to be 65 to claim a State Pension, that’s the rules.
But there is no rule that says you have to grow all the way up.... so I haven't.